Can You Receive DBA Benefits for Psychological Injuries?

When most people think of Defense Base Act (DBA) claims, they imagine physical injuries sustained while working overseas. However, the DBA also provides compensation for psychological injuries, such as post-traumatic stress disorder (PTSD), anxiety, and depression. If you’ve experienced mental health issues as a result of your employment, you may be eligible for benefits.

What Are Psychological Injuries Under the DBA?

Psychological injuries refer to mental health conditions caused or exacerbated by your work environment. Common examples include:

• Post-Traumatic Stress Disorder (PTSD): Often experienced by employees working in war zones or areas of conflict.
• Depression: Resulting from prolonged exposure to stressful conditions, isolation, or traumatic events.
• Anxiety Disorders: Triggered by dangerous work environments or significant job-related stress.

These injuries are just as real as physical injuries and can have a profound impact on your ability to work and live a normal life.

How Does the DBA Cover Psychological Injuries?

The DBA recognizes that psychological injuries are part of the risks faced by employees working in challenging overseas environments. To qualify for benefits, you must prove that your condition:

1. Arose out of and during the course of your employment.
2. Is supported by medical evidence, such as a diagnosis from a licensed mental health professional.

For example, if you developed PTSD after witnessing a traumatic event in a war zone or experience severe anxiety due to hostile work conditions, you may be entitled to DBA compensation.

The Importance of Medical Evidence

When filing a claim for psychological injuries, medical documentation is crucial. This includes:

• A formal diagnosis from a psychiatrist or psychologist.
• Records of treatment, such as therapy or medications prescribed.
• Reports linking the injury to your work environment.

Without solid medical evidence, insurers may dispute your claim, arguing that your condition is unrelated to your employment.

Common Challenges in Psychological Injury Claims

Psychological injury claims often face greater scrutiny than physical injury claims. Insurance companies may argue that:

• Your condition existed before your employment.
• It is unrelated to your work environment.
• There is insufficient evidence to support your claim.

These challenges make it essential to work with a DBA lawyer who understands the nuances of psychological injury claims.

How a DBA Lawyer Can Help

An experienced DBA lawyer can:

• Gather and organize medical evidence to support your claim.
• Connect you with mental health professionals familiar with DBA cases.
• Handle disputes with insurers to ensure you receive the compensation you deserve.

A lawyer’s expertise can make a significant difference in the outcome of your claim, particularly when dealing with skeptical insurance companies.

Don’t Ignore the Impact of Psychological Injuries

If you’re struggling with a psychological injury caused by your employment, don’t hesitate to seek help. The DBA was designed to protect workers like you, providing compensation for medical treatment, lost wages, and more.

At Friedman Rodman & Frank, we’ve helped many workers secure benefits for psychological injuries. Contact us today for a free consultation to discuss your case and learn how we can assist you in this challenging time. you can reach us at 1-877-448-8585 or through our secure online contact form.