Benefits Available Under the Defense Base Act

The benefits of DBA coverage are wide-ranging. It is important to take advantage of all the options available through the insurance program. Some of the most common and helpful benefits include, but are not limited to:

Physician of Choice. The DBA permits employees covered by the act to receive medical treatment from a physician of their choice when it comes to injuries or illnesses related to their work. Qualifying employees are not limited to one specific network or list of doctors and healthcare providers.

Reimbursement of Lost Wages. The DBA insurance covers the payment of wages lost while qualifying employees are unable to work due to a work-related injury or illness. The inability to make money while recovering is a top concern for workers and this need is directly addressed by the DBA.

Disability Compensation. Successful DBA claims can result in either lifetime or partial disability compensation for qualifying employees. Employees who are either permanently or partially disabled as a result of injuries or illness from work can receive lifetime or partial disability compensation under the DBA, creating long-term financial stability for workers.

Schedule Injury Payments. Schedule injuries, such as the loss of an arm, hand, leg, or foot, are specifically addressed in the DBA. The DBA has explicit provisions for payments for such injuries, determined by a set schedule of benefits, not the employee’s ability to continue working.

Rehabilitation and Occupational Training Services. The DBA also addresses rehabilitation and training services for employees that cannot return to their job due to work-related injury or illness. Such services include job training, retraining, and other rehabilitation to make sure that the employee can successfully return to the workforce.

Death Benefits. The DBA also provides death benefits for the family members of qualifying employees if the employee dies in a work-related accident. Such benefits can be essential to ensuring that the employee’s family remains financially stable following the death of the worker.

What is the Defense Base Act?

The Defense Base Act is an insurance program that serves to cover overseas employees working for American employers. This includes work on military bases, diplomacy, civilians doing federal military contracting, and other national defense work. The DBA is an extension of the 1941 U.S. Worker’s Compensation Program, allowing all service contracts and full-time employees at American defense bases throughout the world to receive compensation for injuries.

Do You Need Help with Your Defense Base Act Claim in Florida?

If you or someone you love has or is considering filing a Defense Base Act claim, let the attorneys at Friedman Rodman & Frank fight to help you recover the damages you deserve. Expenses and injuries sustained on the job can quickly become overwhelming, and having an experienced roster of DBA attorneys by your side can make a world of difference in the compensation you receive. Our experienced attorneys have successfully represented injured workers at every stage of their claims, ensuring that they obtain the compensation that they deserve. With our team, you can have faith that your claim is being pursued properly. If you have questions about your case, call us today at 877-627-5116 and schedule a free and no-obligation initial consultation with a Florida DBA lawyer.